Our Team
Annemaria Allen - CEO
Annemaria Allen has over 3 decades in the mortgage industry and as a Chief Compliance Officer, recognized the need for Compliance and Quality Control and founded The Compliance Group (TCG) in 2001. TCG is one of the top leaders in Compliance and Risk Management in the financial services industry.
As Allen’s success with Compliance and Risk Management through TCG continues, she has also been a leader in licensing management for clients pre and post NMLS. Realizing there was a strong need for technology surrounding the tracking of licenses, Allen’s entrepreneurial spirit was sparked, and she began her vision of developing LicenseTracker. Part of bringing LicenseTracker into reality was to find the right partner in developing the technology. Allen partnered with Joseph Elias of Compliant Mortgage who shared her vision.
Allen became a part of the NMLS IDWG group and was part of the first industry group to participate in drafting language for the SAFE ACT policy which was passed by Congress in 2008. She is a recurring speaker and presenter on panels and conferences relating to regulatory developments in mortgage lending, Multi-State Licensing, Compliance and Quality Control. Allen is also a frequently published author in many of the leading industry publications and currently sits on several boards, and since 2013 has been an active Board of Director for the California MBA.
Joseph Elias - President
Joseph Elias is the Chief Data and Analytics Officer at Compliant Mortgage Solutions with responsibility for Analytics, Database Development, Business Intelligence, Statistical Data Modelling, Application Development and Cyber Security Solutions.
He is an expert in Risk Management/Governance, Third Party Risk, Technology, GRC Systems, Compliance, Information Security, MCR reporting and HMDA. Prior to cofounding Compliant Mortgage Solutions, Joseph Elias worked in senior positions for Prospect Mortgage and Caliber Home Loans. Notable is his time as Director of Compliance Analytics for Prospect Mortgage, where he directed Analytics and Compliance initiatives. Under Joseph’s leadership, Compliance Analytics was a key unit in assisting and supporting Prospect Mortgage with all their Regulatory Compliance (Federal and State), new LOS Implementation, Agency Reporting, Internal CMS/Controls, Quality Control setup as well as Operations Process Flow Automation and Enterprise Risk support.
In his current role at Compliant Mortgage Solutions, Joseph Elias leads a team to develop new products, support/expand/customize existing solutions, and support existing and future client base with their Risk and Compliance needs.
Nicole McLeod - National Sales
Nicole McLeod, LicenseTracker’s new National Sales Representative has been with The Compliance Group for over 10 years serving in various roles internally, and previously served as their National Sales Director. As National Sales Director, one of McLeod’s responsibilities was business development, as well as managing TCG’s national sales pipeline. She will continue to be involved with TCG in different facets while taking on business development for LicenseTracker.
McLeod states, “I am excited to introduce and represent such an innovative and essential software system to the Mortgage Licensing industry. This tool will bring much needed assistance to overburdened departments who-manually track MLO, branch and mortgage licenses via spreadsheets. Whether you’re looking to establish a new business, or you’re responsible for 30 or 10,000 licenses, we can help. This system will lighten the workload and help automate Licensing Departments. LicenseTracker will revolutionize the industry and I am thrilled to be a part of it.”
Prior to TCG, McLeod worked for US Bank’s Private Client Reserve division, where she served as a client liaison and helped manage a pipeline of $100 million per year. In addition to substantial sales and entrepreneurial experience, McLeod also has a strong background in mortgage, having worked in the industry in various roles for more than two decades.